Employee

Worried about your Retirement?

We often hear people saying that they have left it too late to do anything about their retirement, but this is a myth, sure, it is better to start early but it is never too late.
At Foxrock Financial Limited we can show you how to increase your retirement fund in easy manageable steps. It doesn’t matter how many pensions you currently have or even if you have none. We can help you consolidate your existing plans to make more sense to you and if you don’t have a plan we can advise you on the most flexible arrangement that will suit your circumstances and your tolerance to investment risk. Did you know that you are entitled to a tax free sum at retirement?
We have agencies with all of the major insurers in Ireland and can put in place, Personal Pensions, Personal Retirement Savings Accounts, Employer Sponsored Pension Arrangements. We will help you determine whether you are a Pension Saver or a Pension Investor.

Why not call us today and arrange a consultation, its time you stopped worrying and took action, call us on 01 906 5772 or email info@foxrockfinancial.ie.

Income Protection

Have you ever considered how you would pay your bills or loan repayments if you became seriously ill and were not earning income?

Disability cover, also known as Income Protection or Permanent Health Insurance (PHI), provides a regular ongoing income, after a deferred period, in the event of mental or physical disability/illness which prevents you from working. The benefit is paid until the ceasing age or the insured person returns to work.

Given that the current state disability benefit is €204.30 per week, securing appropriate income protection is important.

We can help you secure the protection cover you need:

  • We have agencies with all insurance companies and can shop around for the most cost efficient and most suitable quote for you.
  • We offer one-to-one meetings in our city centre offices or at a location most convenient for you.
  • More importantly, we do not charge you fees for our services.

The benefits of Income Protection include:

  • Less worry if you are unable to work due to illness or disability
  • Benefit continues to be paid until you return to work or reach retirement age
  • Tax relief on premiums
  • Proportionate benefit if returning to work on a lower salary
  • The premium is waived while you are receiving benefit

For further information on Income Protection/Disability Cover and/or to receive a quote specific to your individual needs, please contact us at 01 906 5772 or email info@foxrockfinancial.ie..

 

Life and Health Cover

Securing life cover is a simple and effective way to financially provide for your dependents on your death.

By paying a premium to an insurance company, each month, over a specified term, you can ensure that your dependents receive a lump sum benefit should you die during the term of the policy. This is important considering that the state contributory pension for widows under 66 and for each dependent child is €209.80 and €26 per week respectively.

We can provide you with advice on and arrange a life policy that suits your individual needs and circumstances:

  • We have agencies with all insurance companies and can shop around for the most cost efficient and most suitable quote for you.
  • We offer one-to-one meetings in our city centre offices or at a location most convenient for you.
  • More importantly, we do not charge you fees for our services.

Our range of life policies include:

  • Mortgage protection
  • Level term assurance
  • Convertible term assurance
  • Whole of life
  • Personal pension term assurance (particularly beneficial for self-employed individuals where tax relief is available on premiums paid)
  • Serious illness cover
  • Group death in service benefit
  • Group permanent health insurance (PHI) benefit

For further information on Income Protection/ Disability Cover and/or to receive a quote specific to your individual needs, please contact us at 01 906 5772 or email info@foxrockfinancial.ie.

 

Investment Portfolio Services

When it comes to investing for your future, you want to be sure of all your options.
We can help you find the right investment portfolio to meet your particular objectives, your appetite for investment risk and your desired investment term.

In recommending a portfolio to meet your needs, we will:

  • Adopt a strong focus on Asset Allocation
  • Conduct rigorous research of the investment market before appointing Specialist Managers to perform stock selection
  • Construct Balanced and Diversified Investment Portfolios
  • Deliver efficient Risk Adjusted Investment Returns
  • Keep investors updated in respect of investment matters

For further information or to discuss your options, contact us at 01 906 5772 or email info@foxrockfinancial.ie.